If you have a life cover policy in place, you are covered for natural and accidental death. Life cover is the same as life insurance, the only difference is the wording. You cannot afford not to have this policy in place, nothing provides your family with better protection when you pass away. If it is not part of your current or future financial planning, it should become as soon as possible. Life cover for accident and insurance is essential to the protection of your family’s financial future when you die.